debt

Holiday Debt
According to research on Daily Mail, about one in three people will take on debt to pay for Christmas gifts.
Most of those going into the red will spend more than average on their credit card, or use their overdraft to absorb extra spending...
5 Tips for Building and Improving Credit
Often as consumers, we refer to improving our credit scores or our credit scores dropping, but do we really know what goes into building a good credit score? The basic components of a score can be classified into five categories: payment history, debt ratio, length of credit history, types of credit…